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ChangeNOW vs LetsExchange 2025

A detailed comparison of LetsExchange and ChangeNOW in 2025 — covering fees, supported assets, speed, KYC, and user experience to help you choose the right instant exchange.

This picture shows comparison of two platforms - ChangeNOW and LetsExchange

Gone are the days when instant, non-custodial swaps felt experimental, now they’re the standard. Two platforms that stand out in this space are LetsExchange and ChangeNOW. On the surface, they look similar: no sign-up, no custody, quick swaps. But the details matter – and that’s exactly what we’ll unpack here, from fees and supported assets to user experience and support.

Key Takeaways

LetsExchange: offers support for 5,700+ cryptocurrencies, cross-chain swaps, SmartRate aggregator technology, with an optional account for additional features.

ChangeNOW: established in 2017, 1400+ assets, average ~2-minute swaps, wide fiat on/off-ramp support, robust ecosystem (wallet, apps, B2B solutions), Pro account with cashback, crypto loans, staking, and more.

Quick Comparison: LetsExchange vs. ChangeNOW

Criterion LetsExchange ChangeNOW
Model & Liquidity Handling Acts as an aggregator and smart routing system, selecting the best rate among multiple liquidity providers Operates on its own infrastructure combined with external liquidity integrations to ensure fast and reliable swaps
Platform Type & Accessibility All exchanges are executed through partners (Mercuryo, Aura Exchange, Transak, etc.). Offers both fixed and floating rate options. Uses third-party liquidity providers and, in limited cases, other exchange partners like Swapzone. Supports both fixed and floating rates
Website & Interface Clean and intuitive web interface. Features include crypto swap, fiat buy/sell, bridge, and DEX User-friendly site with clear navigation. Built-in calculator for instant swaps, rate mode toggle, multilingual support, Trustpilot rating, and ecosystem access
Mobile App ❌ No mobile app yet ✅ Android and iOS apps available; support WalletConnect, PIN protection, and notifications
Telegram Bot ✅ Widget-style bot with 5,000+ cryptocurrencies, fiat on/off ramp, and DEX (under maintenance during testing) ✅ Dialog-style bot with around 200 tokens; fast, responsive, and reliable
Fees & Pricing Includes blockchain fees, provider fees, AML verification fee, and platform fee. Rates depend on provider’s liquidity Includes network and provider fees calculated in advance; selects the most profitable route for best final rate. Slightly better average rates in tests
Supported Assets & Networks 5,700+ cryptocurrencies, 300+ networks, 60+ fiat currencies. Offers tokenized xStocks (Google, Tesla, NVIDIA, etc.) with 0% brokerage fee. Cross-chain bridges: 17 chains 1,400+ crypto assets, 1M+ trading pairs, 60+ fiat currencies via Banxa, Transak, Guardarian. Cross-chain bridges: 25 chains (e.g., Linea). Lower minimum swap amounts
Speed & Minimum Amounts No official transaction time; relies on partners’ speed. User reviews vary from very fast to delayed swaps Official average transaction time: ~2 minutes. More consistent and predictable transaction speed
Security, KYC & Compliance KYC/AML through SumSub; enhanced due diligence for high-risk users. Verification may be required by partners. Operating under Seychelles laws Real-time AML monitoring via SumSub. KYC required for flagged transactions. Proven track record and active transparency through AML Cases blog
User Experience, Reputation & Support Support via email and Telegram. FAQ, blog, and guides available. Trustpilot: 4.7/5 (559 reviews). Users note ease of use but mention variable speed and high minimum limits 24/7 multilingual support via chat, email, Telegram. Trustpilot: 4.5/5 (12,800+ reviews). AppStore 4.8/5, Google Play 4.7/5. Users highlight speed and reliability. Sometimes mention delays in transactions
B2B / API / Integrations API for swaps, tracking, and wide asset access. Customizable exchange widget (swap, buy/sell, DEX). Affiliate program (0.2% share). Telegram mini app and white-label options API, customizable widget, white-label solutions, and Telegram bot integrations. Partner programs (up to 25% revenue share). Offers asset listing, multichain and bridges

What Sets Them Apart?

Model & Liquidity Handling: LetsExchange acts partly like an aggregator + smart routing system, choosing the best rate among liquidity providers [1]. Meanwhile, ChangeNOW uses its own infrastructure plus integrations to deliver swaps quickly and reliably.

Depth vs Predictability: LetsExchange focuses on breadth — supporting more chains and tokens — though this sometimes leads to less predictable rates. ChangeNOW leans toward predictability and strong core service.

1. Platforms Type and Accessibility

According to the LetsExchange Terms of Service, all exchanges are executed not by the platform itself, but by its partners [1]. The list of their providers can be found on the Providers page and includes Mercuryo, Aura Exchange, Transak, and others [2]. The platform offers both fixed rate and market (floating) rate options.

ChangeNOW cooperates with third-party liquidity providers and sometimes, in limited cases, third-party exchange service providers, such as Swapzone [3]. They also offer fixed and floating rates.

LetsExchange and ChangeNOW both have more than just a web version. Let’s compare them.

Website: ChangeNOW ✅ - LetsExchange ✅

ChangeNOW’s website has clear interface with intuitive sitemap:

This picture shows ChangeNOW website interface

On the top of the main screen you can go to the exchange page, buy / sell pages, explore the NOW Ecosystem, solutions for businesses, support options, and blog with regularly updated articles.

You can also find an exchange calculator to not spend time clicking on the exchange page. In the calculator you can choose your swap pair, like BTC to ETH, and get the estimated rate.

Not really obvious, especially for newcomers, – you can choose fixed / floating mode. To do so you need to click the lock. It’s a good thing for newbies that ChangeNOW explains what these two modes mean.

This picture shows ChangeNOW's exchange calculator Fixed rate mode explanation

On the main screen you also can see Trustpilot rating and ChangeNOW Pro account login, choose language, see ways of buying crypto, and connect to support manager via Telegram. But we will look closer at those features later in our review.

LetsExchange also has a simple and clear interface. On the top of the page we see options to explore features for users and for other businesses, company information page, support, and blog, along with language options and account registration button. You can instantly see all main functions of the platform: swapping crypto, buying and selling with fiat, bridge, and DEX.

Another interesting detail is the hidden promo code. By clicking on it you'll be able to swap crypto with 0% service fee.

This picture shows LetsExchange main page.

Right there we also see Trustpilot ratings. Choosing between market and fixed rate is more newbie-friendly as it is obviously seen on the top of the widget.

Mobile app: ChangeNOW ✅ - LetsExchange ❌

ChangeNOW supports both Android and iOS apps for its exchange. Mobile apps support WalletConnect for fast access to your wallets. You can protect your funds with PIN code, as well as allow / forbid notifications. Allowing notifications lets you get time-sensitive notifications on time.

LetsExchange does not have mobile versions yet.

Telegram bot: ChangeNOW ✅ - LetsExchange ✅

ChangeNOW Telegram bot has around 200 tokens, according to the bot description. But as our research showed, the bot let users exchange newly listed currencies. It may mean that Telegram bot supports as much crypto as the platform itself.

This picture shows ChangeNOW's telegram bot interface

The bot is available only in dialogue format, which may seem inconvenient to some users. The Bot responds within seconds.

On the other hand, LetsExchange telegram bot offers an in-app widget which looks more convenient that ChangeNOW’s bot.

This picture shows LetsExchange telegram widget

Telegram bot offers:

  • exchange 5,000+ cryptocurrencies (as for 2 October, 2025)
  • fiat on/off ramp
  • DEX

During the testing period, the DEX function was under maintenance, so we couldn’t evaluate its performance. However, the rest of the widget worked smoothly.

Verdict: Both platforms have clear, user-friendly interfaces and Telegram bots with some minor drawbacks. Still, ChangeNOW has a small advantage thanks to its mobile apps, while LetsExchange lacks one for now.

2. Fees & Pricing

According to their FAQ section, ChangeNOW fees include fees of exchange stages: the network fee for depositing from the customer’s wallet, the network fee to the liquidity provider, the trading fee charged by the provider, and the network fee for sending funds back to the customer [4]. ChangeNOW calculates them in advance and selects the most profitable route to ensure the final amount is as close to the estimate as possible.

LetsExchange fees include: both blockchains commission during crypto-to-crypto swaps, the liquidity provider’s commission, the AML verification commission, and the LetsExchange own commission [5].

We compared rates on some popular exchange pairs on both platforms:

Pair Platform Fixed Rate
BTC → ETH ChangeNOW 1 BTC = 26.63147021 ETH
BTC → ETH LetsExchange 1 BTC = 26.669198 ETH
BTC → XMR ChangeNOW 1 BTC = 370.9539056 XMR
BTC → XMR LetsExchange 1 BTC = 367.092556 XMR
USDT → BTC ChangeNOW 1000 USDT = 0.0081157 BTC
USDT → BTC LetsExchange 1000 USDT = 0.007988 BTC
XRP → USDT (ERC20) ChangeNOW 100 XRP = 296.469203 USDT (ERC20)
XRP → USDT (ERC20) LetsExchange 100 XRP = 288.316072 USDT (ERC20)

As of October 4, 2025, 11 A.M.

Verdict: Both aim for transparency. LetsExchange might edge ahead when many liquidity sources let it find slightly better deals on popular pairs. According to our research, ChangeNOW offered slightly better exchange rates than LetsExchange across most tested pairs.

3. Supported Assets & Networks

LetsExchange
Supports 5,700+ cryptocurrencies, 300+ networks, and 60+ fiat currencies [6]. All available currencies are displayed on the Coins page. Conveniently, they provide live-updating lists of Top gainers, losers, and newly added coins:

This picture shows LetsExchange crypto top gainers, losers, and new tokens

For fiat transactions LetsExchange collaborates with 3 providers – Mercuryo, Transak, and Switchere – via bank card, a bank account, Google Pay, Apple Pay, or Sepa.

Another prominent feature is trading tokenized blue-chip xStocks with crypto [7]. Users have access to Google, Tesla, NVIDIA & more than 60 other xStocks with 0% brokerage fee.

ChangeNOW
ChangeNOW supports 1400+ crypto assets with 1M+ trading pairs [8]. Additionally, the platform supports fiat operations with 60+ fiat via third-party partners, including Banxa, Transak, Guardarian. Users can buy and sell crypto via Apple Pay, Google Pay, SWIFT, SEPA, Debit/Credit Cards, and more. In exchange widget you can also find top gainers, losers, and newly added tokens:

This picture shows ChangeNOW New, Gainers and Losers among coins

Interesting feature for users is dedicated DeFi tokens and Meme Coins pages.

Both platforms have cross-chain bridges. LetsExchange, at the moment of writing, offers 17 chains for cross-chain bridges. ChangeNOW has a wider selection of 25 chains, including rare ones like Linea. What is notable, during research we found out that minimum swap amount for USDt (ERC20) to USDt (SOL) is almost 40 times lower at ChangeNOW, making it a good LetsExchange alternative for bridging small amounts.

This picture shows minimum USDT amounts for swapping at ChangeNOW and LetsExchange. At ChangeNOW minimum amount us 40 times lower

Verdict: LetsExchange offers more crypto assets overall. Fiat support is similar on both platforms, though ChangeNOW provides a wider range of fiat funding methods. Regarding cross-chain bridges, ChangeNOW currently supports more networks and has a much lower minimum swap amount for popular pairs, making it better for small transfers.

4. Speed of Exchange and Minimum Amounts

LetsExchange hasn’t published the official transaction speed. As they execute transactions through providers, they rely on their speed. Trustpilot reviews from real users are mixed – some say the platform is lightning-fast, while others complain it’s too slow:

This picture shows LetsExchange Trustpilot review: the user praises the speed, security and good support

This picture shows LetsExchange Trustpilot review: the user highlights LetsExchange slow speed

ChangeNOW, on the other hand, has official data about transaction speed – around 2 minutes for most transactions [9]. Most Trustpilot reviews praise the platform for fast transactions.

This picture shows ChangeNOW Trustpilot review: the user praises the speed and ease of use

But sometimes transactions may take a bit longer due to network congestion.

This picture shows ChangeNOW Trustpilot review: the user praises ease of use but is not satisfied with the speed

Verdict: ChangeNOW is more consistent in speed. LetsExchange can match or exceed when conditions are good, but has more variance.

So far, we have compared asset coverage, fees and pricing, transaction speed and limits. We continue to analyze ChangeNOW and LetsExchange in more detail. This review is based on the methodology we previously published on our blog, which also underpins our other comparative analyses — including the ones on ChangeNOW vs ChangeHero and SwapSpace vs ChangeNOW.

5. Security, KYC & Compliance

ChangeNOW

ChangeNOW uses an automated system to monitor transactions in real time. If suspicious activity is detected, the exchange pauses the operation and may ask the user to complete KYC verification through SumSub, its verification partner [10].

Because the crypto industry is regulated under AML/KYC requirements, ChangeNOW follows these standards to confirm that each transaction is legitimate and complies with current laws. The procedure also ensures users can prove the legal origin of their funds if needed.

This approach helps prevent fraud, scams, and money laundering. In one public case study, ChangeNOW, in cooperation with the U.S. Department of the Treasury, successfully helped recover $5 million in stolen cryptocurrency through swift AML monitoring and coordinated efforts – a clear example of how proactive compliance measures can protect users on a global scale.

LetsExchange

LetsExchange has an extensive KYC/AML policy to protect the users and platform. The company may request identity verification at its discretion or at the request of its third-party exchange partners. KYC screening is conducted through Sum & Substance (SumSub), which checks users against worldwide sanction lists, PEP databases, and negative media [11].

Enhanced Due Diligence (EDD) is applied for high-risk users, with supporting documents such as proof of assets or wealth being required. LetsExchange does not perform crypto swaps themselves — they are completed on behalf of partner platforms, which may require the user to confirm or cancel suspicious transactions in accordance with their own AML/KYC procedures.

Overall, LetsExchange's KYC/AML policy is based on transparency, cooperation with law enforcement, and safeguarding user information as mandated in Seychelles laws.

Verdict: Both platforms maintain strong AML/KYC frameworks, working to ensure user protection and regulatory compliance. ChangeNOW additionally showcases real examples of detected suspicious cases on its blog in the dedicated category “[AML Cases](https://changenow.io/blog/category/aml-cases)”, proving that active monitoring is more than just a formality.

6. User Experience, Reputation & Support

ChangeNOW

ChangeNOW offers 24/7 multilingual customer support via live chat, email, ticket system, and Telegram. The platform also has FAQ, Help Center, and Blog to provide assistance with most asked questions. ChangeNOW users often praise the support team for being quick and responsive:

This picture shows ChangeNOW review at BestChange. The user praises ChangeNOW support

This picture shows ChangeNOW Trustpilot review. User praises support for good response time

On Trustpilot, ChangeNOW holds a 4.5/5 rating based on over 12,800 reviews, with many users praising its speed, simple interface, broad coin coverage and reliability, especially for larger swaps:

This picture shows ChangeNOW Trustpilot review. User is impressed by speed of transaction

This picture shows ChangeNOW Trustpilot review. User praises token coverage.

This picture shows ChangeNOW Trustpilot review. User tells about VET to XRP swapping, highlighting that it took just 30 seconds

Negative feedback typically pertains to AML checks, where transactions flagged for compliance may take longer to process. Other negative feedback is triggered by large fees, especially for small transactions, and in some cases too long swap times.

This picture shows ChangeNOW Trustpilot review. User highlights that fees on small amounts should be lower

This picture shows ChangeNOW Trustpilot review.  User says that the fees are too high for small transactions

With 4.8 of 5 rating on AppStore and 4,7 of 5 at Google Play, ChangeNOW often mentioned as quick and reliable crypto swap app:

LetsExchange

Customer support at LetsExchange is available through email and Telegram, providing users with direct access to assistance. The platform also offers a FAQ section, blog articles, and "how-to" guides, helping both newcomers and experienced users navigate the service and resolve common issues on their own.

LetsExchange has a Trustpilot rating of 4.7/5 based on 559 reviews. Feedback on BestChange is also largely positive, with users appreciating the platform's ease of use and competitive exchange rates.

This picture shows LetsExchange BestChange reviews, praising number of coins

This picture shows LetsExchange review on Trustpilot, praising their support

 This picture shows LetsExchange review on Trustpilot praising their support

However, some users have noted that transaction times can vary, and some underline that exchange minimal limits can be quite high.

This picture shows LetsExchange review on Trustpilot, where user says the exchange was slow

This picture shows LetsExchange review on Trustpilot, where user advices the platform to make smaller minimum amounts

Verdict: Users praise both ChangeNOW and LetsExchange for reliability, responsive support, and broad coin selection. Negative feedback mainly relates to delayed transactions due to blockchain congestion or triggered KYC checks, which, while occasionally inconvenient, are essential for security in the crypto space.

7. B2B / API / Integrations

ChangeNOW
ChangeNOW provides tools for businesses to integrate crypto services and earn revenue.

  • API & Widget: Partners can use the API or a customizable widget to enable crypto swaps on their platforms. White-label solutions are also available, including full exchanges or wallets.
  • Telegram Bot: Crypto swaps can be integrated directly into messaging apps via a bot.
  • Asset Services: Support for asset listing and multichain bridges.
  • Referral Program: Partners earn commissions by sharing unique affiliate links or buttons; earnings come from every completed exchange.
  • NOWSolutions Partner Program: Offers up to 25% commission on platform fees and 5% on individual transactions, with promotion possible through API, widgets, plugins, or links. Support is available 24/7, and revenue starts from the first transaction.

LetsExchange
LetsExchange provides tools for businesses to integrate crypto swaps on their platforms.

  • API: LetsExchange’s API allows websites or apps to perform crypto exchanges, track transactions, and access a wide range of coins.
  • Exchange Widget: A customizable widget can be added to sites, supporting swap, buy/sell, and DEX modes, with appearance and token settings.
  • Affiliate Program: Partners earn a share of each user’s exchange (standard 0.2%) and can create multiple affiliate_ids for different traffic sources. Statistics are available in the partner dashboard.
  • Telegram App & White Label: LetsExchange offers a customizable Telegram mini app and white-label solutions for fully branded crypto swap services, with setup guides and performance tracking.

Verdict: Both ChangeNOW and LetsExchange offer solid business tools for integrating crypto services, with APIs, widgets, white-label solutions, and referral programs. They provide flexible options for monetization and support, making them reliable choices for partners looking to offer crypto swaps.

Final Verdict

Both LetsExchange and ChangeNOW have evolved far beyond simple instant exchangers, offering broad crypto coverage, transparent operations, and solid compliance practices. Still, their core strengths differ.

LetsExchange impresses with its scale — over 5,700 supported assets and smart aggregation technology that hunts for the best rates. It’s a great pick for users who value asset diversity, and multifunctional platforms (like tokenized stocks).

ChangeNOW, on the other hand, prioritizes stability, ecosystem depth, and user experience. With its own infrastructure, mobile apps, and an established ecosystem that includes a wallet, B2B tools, and transparent AML monitoring,

Ultimately, the choice is yours – and we hope this analysis helps you make an informed decision.

If you found this comparison useful, check out our previous breakdowns, such as Uniswap vs ChangeNOW and FixedFloat vs ChangeNOW, to explore how other major exchanges stack up.

Sources

  1. LetsExchange Partners with Swing.xyz for Liquidity Boost — October 1, 2025
  2. LetsExchange Providers List — October 5, 2025
  3. ChangeNOW Terms of Use — October 2, 2025
  4. ChangeNOW — What Fees Are There During an Exchange? — October 8, 2025
  5. LetsExchange FAQ — October 4, 2025
  6. LetsExchange on Trustpilot — October 3, 2025
  7. LetsExchange xStocks — Tokenized Stocks — October 9, 2025
  8. ChangeNOW Blog: SwapSpace vs ChangeNOW — October 7, 2025
  9. BeInCrypto: ChangeNOW Redefines Crypto Speed Standards with Sub-2-Minute Swaps — October 6, 2025
  10. ChangeNOW Terms of Use — AML/KYC Section — October 2, 2025
  11. LetsExchange KYC & AML Policy — October 5, 2025
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