Buy Ripple (XRP) with Credit Card or Debit Card Instantly

Looking to buy Ripple instantly using your credit or debit card? You are at the right place.

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  • 1 XRP ~ ... USDExpected rate
  • No hidden fees
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Ripple (XRP) Price Chart

Market stats

Market Rank
Market Cap
$ 33 214 817 424.36
24H Volume
$ 1 415 648 367.77
24H High
$ 0.6
Circulating Supply
99 987 431 729 XRP
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Ripple Price Performance

Ripple currently trades at roughly $0.59 and has +14.24% over the past seven days. There are currently about 99,987,431,729 Ripple tokens in circulation. As a decentralized currency, you can trade Ripple freely without relying on traditional finance systems.

How to Buy XRP with a Credit or Debit Card

ChangeNOW is one of the most popular platforms for trading cryptocurrency. You can use it to purchase Ripple with your credit/debit card, and you don’t even need to register to do that. It works with any card powered by Visa or Mastercard.

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Сhoose Buy/Sell Crypto

Choose the fiat currency and enter the amount.

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Enter Your Details

Select Ripple and enter your credit or debit card details.

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Complete the Purchase

Preview your transaction details and confirm the purchase.

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Buy XRP Using ChangeNOW Mobile App

Download the ChangeNOW mobile app and purchase Ripple seamlessly; instant conversion without transaction limits. You do not even need to register an account.

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What is XRP

Ripple was designed as a money transfer network meant to replace national payment systems, such as SWIFT. The first release of the Ripple network was held in 2012 and it was developed by Jed McCaleb, Arthur Britto, and David Schwartz. Ripple network itself is similar to a digital hawala service – it allows a money transfer to take place without actual money movement.

The network doesn’t run either with a Proof-of-Work or with a Proof-of-Stake system. However, it uses a consensus protocol to conduct transactions and validate accounts balances. XRP is a native cryptocurrency of the Ripple network. Its primary utility is paying fees for transactions within the network. The standard price to conduct the transaction is set to 0,00001 XRP, which means that transactions on the Ripple network are much cheaper than on the Bitcoin one or on most other blockchain networks. XRP is a so-called “pre-mined” cryptocurrency – 100 billion tokens were created at the network launch. Ripple owns about 6% of this to help the currency grow over time. And around 48% are held in reserve for regular release.

In April 2022. Ripple announced that a collection of NFTs dedicated to the life of a former NBA player, Michael Jordan, is coming to XRP Ledger in 2022. The collection will be done in partnership with Rare Air Media and VSA Partners.

Why Buy Ripple on ChangeNOW


Flexible KYC system

Our platform requires minimal personal information, allowing you to engage in cryptocurrency exchanges with ease, efficiency, and an emphasis on privacy. Some transactions don’t require any KYC at all.


A Broad Range of Fiat Currencies

Our platform supports over 60 fiat currencies, including popular ones like the United States Dollar, Canadian Dollar, Australian Dollar, Euros, etc.


Fast Purchase

Benefit from rapid transaction processing on our advanced platform, enabling swift settlements and the acquisition of XRP tokens in as little as 4 minutes. Prioritizing efficiency, user satisfaction, and unparalleled speed in digital asset exchanges.


Multiple Gateways

Experience seamless purchasing Ripple, choosing a variety of secure payment gateways, accepting popular debit and credit cards, and the added convenience of SWIFT/SEPA bank transfers.


Low Transaction Fees

Experience the advantage of our user-friendly buy XRP platform, offering affordable transaction fees, diverse trading options, and a secure environment, all designed to optimize your digital asset investments.


Easy to Use

Discover seamless trading with ChangeNOW's intuitive interface, expertly designed for effortless navigation and user-friendly experience, empowering both new and seasoned investors to manage their crypto with ease. Buy Ripple in just a few clicks.

USD to XRP Converter

Use our handy XRP calculator to learn the real-time market rate for buying XRP with the U.S. dollar.


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What Can You Do After You Buy Ripple (XRP)?

There are many things you can do after buying XRP. They include:


You can lend your tokens on a centralized or decentralized lending protocol and earn interest after a specific period. Different protocols offer different interest rates and lending periods, so check for a suitable one.


Swap your Ripple for another coin to diversify your portfolio.


You can hold it as a store of value. Ripple has the potential to appreciate further, given it is still significantly below its peak price.


Many businesses and service providers now accept cryptocurrency as a payment method. You can use your XRP to pay for stuff, e.g., book a hotel accommodation or a flight ticket, purchase clothing, gadgets, accessories, etc.

FAQ on Buying Ripple (XRP)

    1. Head to Choose XRP as the token you want to buy and select the fiat currency to pay for it.

    2. Enter the wallet address where you will receive your XRP.

    3. Confirm the details of the transaction.

    4. Choose a payment gateway and enter your credit card details to pay for it.

    5. Once the payment is confirmed, you will receive XRP in your specified wallet within 10 minutes.

  • The average transaction on ChangeNOW takes 5 minutes to settle. At most, expect to receive the tokens in your wallet within 10 minutes of payment.

  • Yes, it is safe because this exchange has advanced security features such as Secure Sockets Layer (SSL) encryption. We also don’t keep custody over users’ assets, so you retain full control.

  • Yes, you can buy XRP with a debit card on ChangeNOW. Just choose the payment gateway you want, enter the card details, and proceed with the payment.

  • Yes, you can use a prepaid card to acquire XRP the same way you would with a debit card. Select a gateway, enter the card details, and confirm the payment.

  • You can pay for Ripple or any other token using a bank transfer. However, this method may take longer than the others.

  • Yes, Apple Pay and Google Pay are among the payment gateways we support. They enable you to make payments instantly when downloading the iOS or Android mobile app for ChangeNOW.

  • You can buy it with over sixty fiat currencies, including the U.S. Dollar, Euros, British Pounds, Hong Kong dollars, etc.

  • 1 XRP token currently trades for about $0.59, according to CoinMarketCap. The coin is -5.7135% year-to-date.

  • You can store it in offline cold storage or a digital wallet accessible online. The NOW wallet is a good example of a digital wallet to keep your tokens securely.

  • You can purchase at least $2 worth of XRP on this exchange. We may not be able to complete the transaction below that.

Buy Ripple (XRP) Instantly with ChangeNOW

ChangeNOW allows you to buy XRP instantly using your credit/debit card or another token.


Other Cryptocurrencies to Buy on ChangeNOW

XRP is not the only token you can purchase on ChangeNOW. Others include BTC, USDT, XRP, ADA, USDC, etc.