Update December 2017
The following terminology applies to these Terms and Conditions of Use (our “Terms”), the Privacy and Transparency Statement, and any and all other agreements between you and us: “Client,” “Customer,” “User,” “You,” and “Your” refers to you, the person accessing ChangeNOW.io and accepting our Terms. “The Company,” “ChangeNOW,” “Ourselves,” “Website,” “We,” and “Us” collectively refers to the Internet website ChangeNOW.io and to its owners, operators, employees, directors, officers, employees, agents, insurers, suppliers, and attorneys. For the avoidance of any doubt, the contracting parties in our Terms are you and ChangeNOW. “Party” refers to either you or us. In these Terms, unless otherwise specified, words importing the singular include the plural and vice versa and words importing gender include all genders. “Digital asset,” “asset,” “coin,” “cryptocurrency,” “good,” “ledger entry,” “altcoin,” and “token” refer to blockchain-based software ledger data entries.
By using the Website, you represent and warrant that you are:
We reserve the right to terminate your access to ChangeNOW for any reason, including but not limited to breaches of our Terms, in our sole and absolute discretion. Use of ChangeNOW is void where prohibited by applicable law.
By accessing the website, you agree to be bound by our Terms, all applicable laws and regulations, and you agree that you are responsible for compliance with—and that you are compliant with—applicable law. If you do not agree with any of our Terms, you are prohibited from using or accessing the Website; your only recourse is to stop using the Website. Any use of the Website is your deemed acceptance of our Terms as they may be modified and amended from time to time. The materials contained in the Website are protected by applicable copyright and trademark laws and treaties. You should check back often in case our Terms undergo changes.
By accepting our Terms, you expressly allow us to export data outside of the jurisdiction in which you reside or are located when you access ChangeNOW.
Use of ChangeNOW may carry financial risk, and is to be used as an experimental software utility only. In no event shall ChangeNOW be liable or responsible for any damages, claims, applications, losses, injuries, delays, accidents, costs, business interruption costs, or other expenses (including, without limitation, attorneys’ fees or the costs of any claim or suit), nor for any incidental, direct, indirect, general, special, punitive, exemplary, or consequential damages, loss of goodwill or business profits, loss of cryptocurrency or digital assets, work stoppage, data loss, computer failure or malfunction, or any other commercial or other losses directly or indirectly arising out of or related to: our Terms; the Privacy and Transparency Statement; any service of ChangeNOW; the use of ChangeNOW; any use of your digital assets or cryptocurrency on ChangeNOW by any other party not authorized by you (collectively, all of the foregoing items shall be referred to herein as “Losses”). ChangeNOW is hereby released by you from liability for any and all Losses. We disclaim any and all warranties or guarantees, including any warranty of merchantability and warranty of fitness for any particular purpose. The foregoing limitations of liability shall apply whether the alleged liability or Losses are based on contract, negligence, tort, strict liability, or any other basis, even if ChangeNOW has been advised of or should have known of the possibility of such losses and damages, and without regard to the success or effectiveness of other remedies.
Notwithstanding anything else in our Terms, in no event shall the combined aggregate liability of ChangeNOW for any Loss hereunder exceed 50 EUR.
Cryptocurrency and digital assets are highly experimental and risky. ChangeNOW’s conversion service attempts to provide accurate price and exchange rate information, but this information is highly volatile and can change quickly without users necessarily being aware of these changes.
For normal orders, the exchange rate you receive is calculated at the time your payment is accepted. Due to varying security between blockchains, your payment is typically considered “accepted” at six blocks confirmation. It is important to note that a payment being broadcast to the blockchain network does not constitute an acceptance by ChangeNOW of that payment.
Please contact customer support for more information on exchange rates.
Returns and Refund Policy: Cryptocurrencies, tokens, and digital assets are, by their nature, generally irreversible, and their exchange rates are highly volatile and transitory. We cannot be responsible for any risk in use of the Website, including but not limited to exchange rate risk and market risk. All sales after a ChangeNOW exchange are final.
If an error occurs with a user’s exchange or interface on the user’s side of the transaction, the “Order Status” page on the Website will indicate whether or not the failed exchange will result in a refund of the user’s deposited asset or the outgoing asset to which the user was exchanging.
The asset deposited by the user will be refunded to the user if the “Order Status” page either:
The outgoing asset will be exchanged and sent to the user if the “Order Status” page indicates a successful exchange by displaying “Done” or “Completed”
ChangeNOW handle requests from users on a case-by -case basis. Any decisions by ChangeNOW with respect to refunds or exchanges are final.
WARNING: There are fake websites pretending to be ChangeNOW (aka "phishing scams"). They use a misspelled URL that looks like "changenow.io" in order to trick users into sending them funds. DO NOT USE ANY SERVICE THAT ISN'T EXACTLY LOCATED AT THE DOMAIN: "ChangeNOW.io" ChangeNOW is not responsible for funds that have been sent to these fake ChangeNOW phishing sites. It is important that all users verify they are visiting the correct URL (ChangeNOW.io) and search for the security certificate in the URL bar of their browser.
Also, never trust private messages, solicitations, or requests for funds from people claiming to be ChangeNOW unless you have verified that it is an official request from a company employee.
When in doubt, contact us directly to verify any messaging. Stay diligent - and please report any phishing scams to our team ([email protected]).
Governing Law Our Terms are governed by the laws of the Gibraltar, and any and all laws applicable therein. Our Terms are to be treated in all respects as a Gibraltar contract. We and you irrevocably and unconditionally attorn to the non-exclusive jurisdiction, venue, and forum of the Gibraltar, and all courts competent to hear appeals therefrom.
It is prohibited to use or access ChangeNOW from the following jurisdictions:
ChangeNOW and all its services may be used only as a mechanism of software ledger entry translation between the User and ChangeNOW. You are prohibited from using ChangeNOW for the purpose of translating ledger entries with other parties, with the exception of explicit payment for goods and services.
ChangeNOW may revise our Terms at any time and without notice to you or third parties. By using the Website, you agree to be bound by the then-current version of our Terms. We reserve the right to make any changes retroactive.
From time to time, we may need to spend time dealing with issues brought to us by customers. Where any customer issue is not caused by our negligence or oversight, we reserve the right to recover reasonable administrative costs spent addressing the customer issue.
ChangeNOW respects the privacy of its Users by not requesting any information that is unnecessary for the use of the service or to comport with our obligations under applicable law.
ChangeNOW also does not in any way obscure the information that it does request or obtain. Due to the inherent transparency of blockchains, transactions to and from ChangeNOW are public and easily correlated. Utilizing ChangeNOW to obscure transactions or assets in any way is pointless and stupid. Law enforcement has full access to blockchain information that goes in or out of ChangeNOW’s system.
You accept that ChangeNOW will comply willingly with all legal requests for information from it. We reserve the right to provide information to law enforcement personnel and other third parties to answer inquiries; to respond to legal process; to respond to the order of a court of competent jurisdiction and those exercising the court’s authority; and, to protect ChangeNOW and our users.