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Devkit for Crypto Loans

Seamless cross-chain swaps
for сrypto loans

Advanced tools
for сrypto loans

Integrate effortlessly with robust APIs, secure blockchain technology, and efficient cross-chain swaps.

Cross-chain swaps

Custody solution

100+ chains & fiat

Get your loan

14% APR

APR

Collateral Required

Loan Term

Unlimited

Annual Interest Rate

Price down limit

Loan Amount

* Additional fees: 0 USDT for loans longer than 30 days, otherwise 100 USDT

Why choose us for crypto loans platforms?

Web3 developer kit

Build your loans API and API for lending services using our crypto exchange solutions with custody options

Exchange API for сrypto loans

Accept crypto collateral on over 100 blockchain networks and disburse loans in your chosen stablecoin using our versatile crypto exchange API.

Learn more

Custody API for secure storage

One crypto exchange integration API allows you to fully utilize NOW Custody’s functionality, including seamless trading platform integration and secure asset management.

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Embed a turnkey solution into your crypto loan platform with minimal code. Offer instant crypto exchanges and a wide range of cryptocurrency pairs effortlessly.

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White Label Solutions

Create a crypto exchange or a crypto wallet and integrate them into your crypto loan platform, offering access to over 900 cryptocurrencies and fiat options for a consistent user experience.

Learn more

[
  {
    "id": 5517577077,
    "currency_type": "FIAT",
    "ticker": "EUR",
    "name": "Euro",
    "enable": true,
    "has_external_id": true,
    "is_featured": true,
    "is_stable": true,
    "is_available": true,
    "logoUrl": "https://somewhere.com",
    "payment_methods": [
      {
        "type": "SEPA_1",
        "deposit_enabled": true,
        "withdrawal_enabled": true
      }
    ],
    "block_explorer_url_mask": null,
    "default_exchange_value": 300,
    "networks": [
      {
        "name": "Binance Coin Mainnet",
        "network": "BNB",
        "block_explorer_url_mask": null,
        "payment_methods": {
          "type": "SEPA_1",
          "deposit_enabled": true,
          "withdrawal_enabled": true
        }
      }
    ]
  }
];

How to build crypto loans with NOW

Set up loans & savings

Implement crypto loan and savings products to offer flexible borrowing and saving options.

NOW tool

Custody API

Сrypto collateral in multiple stablecoins

Enable collateral acceptance in various stablecoins for secure and diverse loan agreements.

NOW tool

Exchange API

Integrate cross-chain swaps for users

Use cross-chain swap tools for seamless asset crypto exchanges and bridges across different blockchains.

NOW tool

Exchange API

Manage collateral assets

Securely store and manage collateral with advanced custody solutions.

NOW tool

Custody API

Expand userbase by offering fiat

Integrate fiat-to-crypto transactions to attract and engage a broader audience.

NOW tool

Fiat API

Earn 🥳

Monetize through transaction fees, loan interest, and other financial products for revenue growth.

NOW tool

All APIs

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How can ChangeNOW's features enhance a crypto loan platform?

ChangeNOW's features can significantly enhance a crypto loan platform by providing fast, secure, and transparent exchange services, including the ability to convert various cryptocurrencies to the required loan collateral swiftly. This ensures enhanced liquidity and flexibility for users.
Moreover, ChangeNOW facilitates seamless integration with fiat currencies, allowing crypto lenders to manage and exchange assets in both crypto and fiat without hidden fees. This comprehensive approach not only attracts more users but also provides a reliable mechanism for managing crypto loans effectively. Learn more about ChangeNOW features.

What blockchains does ChangeNOW support and what are their benefits?

ChangeNOW supports a wide range of blockchains, including Bitcoin, Ethereum, Binance Smart Chain, Tron, and many more. These blockchains offer various benefits to make you the best crypto loan platform, for example:

Bitcoin: High security and widespread adoption.
Ethereum: Smart contract capabilities and extensive DeFi ecosystem.
Binance Smart Chain: Low transaction fees and fast processing times.
Tron: High throughput and scalable network. These diverse options enable platforms to cater to different user needs and preferences, enhancing the overall user experience.

With ChangeNOW, crypto lenders can obtain a Bitcoin loan or borrow money using crypto on over 70 other blockchains.

What are the operational specifics of ChangeNOW's fiat gateway services?

ChangeNOW's fiat gateway services allow users to buy and sell cryptocurrencies using traditional fiat currencies like USD, EUR, and more. This service ensures a seamless bridge between the traditional financial system and the crypto world, making it easier for users to enter and exit the crypto market. Key specifics include:

Simple and quick transactions: Users can quickly buy crypto with fiat or convert crypto back to fiat.
Wide range of fiat currencies: Supports multiple fiat currencies to cater to a global audience.
Secure and compliant: Ensures high levels of security and compliance with regulatory.
No-KYC: ChangeNOW supports no-KYC (Know Your Customer) fiat-to-crypto exchanges up to 700 EUR!

How does ChangeNOW's fee structure work?

ChangeNOW prides itself on transparency with our fee structures. The exchange rates displayed include all fees, ensuring there are no hidden charges. These are the possible fees that are included in the transaction:

network fee for the deposit transaction from a customer's wallet;
network fee for transferring coins to our liquidity provider;
trading fees that our liquidity providers charge;
network fee for sending the exchanged funds to the customer.

The fees are competitive and reflect the service's commitment to providing value. The exact fee can vary based on the specific transaction, cryptocurrency pair, and market conditions. Users can always check the exact fee before confirming any transaction. Read more about ChangeNOW's fee structures.

How can I start integrating ChangeNOW into a new or existing project?

Integrating ChangeNOW into your crypto loan platform is straightforward and can greatly enhance its functionality. Here are the steps to get started:

Sign up for a ChangeNOW account: Create an account on the ChangeNOW platform.
Access API documentation: Obtain the API documentation and keys necessary for integration.
Customize integration: Use the API to customize how ChangeNOW fits into your project, whether it's for exchange services, fiat gateways, or other functionalities.
Test integration: Conduct thorough testing to ensure seamless operation within your project.
Launch and monitor: Deploy the integration and monitor its performance to ensure a smooth user experience.

Seamless cross-chain swaps for сrypto loans

Seamless cross-chain swaps
for сrypto loans