FixedFloat vs ChangeNOW 2025: Which Instant Exchange Is Better?

Instant, non-custodial exchanges are gaining popularity among crypto users who want fast, hassle-free swaps without creating accounts or entrusting their assets to centralized platforms. ChangeNOW and FixedFloat are two services that stand out in this category, but they take slightly different approaches.

ChangeNOW positions itself as a feature-rich ecosystem with thousands of trading pairs, fiat on/off-ramps, and even enterprise-grade tools. FixedFloat exchange, by contrast, is known for its minimalist design and straightforward fee model, catering to users who prefer simplicity and quick crypto-to-crypto swaps.

In this comparison, we’ll break down how ChangeNOW vs FixedFloat stack up across fees, supported assets, speed, security, and user reputation. By the end, you’ll understand the strengths and trade-offs of each service — and which one might fit your needs best.

Key Takeaways

• ChangeNOW appeals to users who value speed, broad asset availability, and stronger regulatory transparency. With support for 1,400+ assets, fiat on/off-ramps in 70+ currencies, and an average swap time of just ~2 minutes, it’s designed for both casual traders and those looking for a more feature-rich ecosystem.

• FixedFloat comes with several limitations: it supports only about 100 coins, offers no fiat on/off-ramp, and lacks a mobile app, which makes it less convenient for everyday users. The team also keeps a very low public profile, and while the platform is privacy-oriented, this lack of transparency may raise concerns for some traders. Its B2B toolkit is also minimal, making it less attractive for businesses seeking deeper integration.

Quick Comparison: ChangeNOW or FixedFloat at a Glance

Summary: At first glance, both ChangeNOW and FixedFloat look like strong instant exchange services, offering non-custodial swaps and fast transactions without mandatory registration. ChangeNOW.io is more than just an instant exchange — it is a crypto management platform that empowers newcomers, professionals, and businesses to handle their Web3 finances in a simple and secure way. FixedFloat, on the other hand, is known for its simplicity, transparent fees, and privacy-focused design. On the surface, each platform covers the basics well — but the real differences become clear once we start looking deeper into fees, supported assets, speed, and overall user experience.

Side-by-Side Breakdown

1. Available Assets & Trading Pairs

ChangeNOW: 1,400+ cryptos and over 1M trading pairs, including fiat gateways.

FixedFloat: Around 100 coins and thousands of pairs. Focuses on popular assets rather than niche tokens.

2. Swap Fees & Rates

ChangeNOW: All fees are built into the displayed rate, ensuring full transparency. While spreads may vary with market liquidity, users often benefit from competitive real-time deals.

FixedFloat: Offers the choice between fixed fee (1%) or floating fee (0.5%), allowing users to control costs.

3. Swap Speed

ChangeNOW: Average swap time of ~2 minutes.

FixedFloat: Does not publish official numbers, but thanks to automation and according to user reviews, swaps are usually completed within a few minutes.

4. Security, KYC & Reputation

ChangeNOW: Non-custodial by default, so users always keep control of their private keys. For crypto-to-crypto swaps, KYC is not required unless a transaction is flagged by AML systems. The platform also cooperates with law enforcement and maintains a public section with AML cases, where it reports on recovered funds [4] — a step that adds transparency and builds user trust.

FixedFloat: The service is non-custodial, so users keep control over their funds throughout the swap process. KYC is not required for regular crypto-to-crypto exchanges, although AML checks can be triggered in specific cases. FixedFloat does not publish public reports or recovery cases, but it is generally recognized for its focus on privacy and straightforward user experience. Although the exact fixed float location of the team is not publicly disclosed, the service emphasizes privacy and minimal disclosure while keeping swaps non-custodial.

5. User Experience & Interface

ChangeNOW: Offers a multilingual interface with 15 languages and fully functional iOS/Android mobile apps, making it convenient for users who prefer managing swaps on mobile devices.

FixedFloat: Provides a clean, minimal web interface without a mobile app, but supports 14 languages, which makes it broadly accessible for users worldwide.

6. Customer Support

ChangeNOW: Provides 24/7 customer support through live chat, email, Telegram, and a ticket system, along with helpful resources such as a blog and knowledge base. Users generally highlight the team’s quick response times and supportive approach. [4]

FixedFloat: Provides 24/7 support via live chat and email. Fixed float reviews are generally positive, with many users noting friendly and responsive assistance, though some report occasional delays or lack of clarity in communication. [5]

B2B Solutions

ChangeNOW

• Delivers a full range of B2B solutions covering exchange, custody, and payment processing.
• API & Widgets for seamless integration into wallets, fintech apps, and exchanges.
• White-label options to launch branded non-custodial wallets with built-in swap functionality.
• Asset services including coin and token listings, multichain bridges, and permanent swap addresses.
• Enterprise tools such as warm wallets, referral programs, reporting dashboards, and market data APIs.
• Trusted partnerships with leading wallets and platforms like Guarda, Trezor, Bitcoin.com, Cake Wallet, and Guardarian.
• Security focus: AML compliance, member of the Crypto Defenders Alliance, and 99.99% uptime.
• Supports 850+ crypto and fiat assets, providing liquidity from both CEXs and DEXs, cross-chain swaps, and fiat-to-crypto solutions.

FixedFloat

• Provides streamlined B2B integration tools focused on fast crypto-to-crypto swaps.
• API access for exchanges, wallets, and services that want to add instant swap functionality.
• Lightweight setup designed for simplicity and speed, with minimal integration requirements.
• Transparent fee model (fixed or floating), making cost structure predictable for partners.
• Prioritizes automation and efficiency, reducing the need for manual intervention.

Pros & Cons Summary

ChangeNOW or FixedFloat — which one should you pick? Here’s the summary:

Real User Opinions: What the Community Says

General User Sentiment

To move beyond marketing claims, it’s important to look at what users share on forums like Reddit and Trustpilot. Both ChangeNOW and FixedFloat receive generally positive feedback, though with some caveats.

• ChangeNOW: Among the advantages are its speed, simplicity, and wide asset support. Many users highlight the average ~2-minute swap time as a big advantage. Some, however, report delays when transactions are flagged for AML checks, though these cases are tied to compliance rather than technical issues. Overall, it is considered a trustworthy choice for small to large swaps, especially valued for its combination of speed and ease of use.

• FixedFloat: Noted for its clean interface, flexible fee model (fixed vs floating), and emphasis on privacy. User reviews often highlight that swaps are processed quickly and without major issues. At the same time, there are mentions of slower customer support responses and concerns about the team’s anonymity. For everyday crypto-to-crypto trades, the platform is generally seen as functional, though users remain cautious when it comes to very large transactions because no public transparency reports are available.

Why Clients Choose ChangeNOW Over FixedFloat

Both platforms are reliable instant swap services, but many users prefer ChangeNOW thanks to its faster average swap times (~2 minutes), far broader asset coverage with 1,400+ cryptocurrencies and over 1M trading pairs, and support for fiat on/off-ramp in 70+ currencies. Unique features like permanent exchange addresses, cashback with a Pro account, and transaction history for unregistered users also set it apart.

These advantages make ChangeNOW especially attractive for traders who value speed, access to niche tokens, fiat flexibility, and a full-featured ecosystem that goes beyond simple crypto-to-crypto swaps.

Final Verdict: Which One Should You Choose?

• ChangeNOW stands out for its speed (~2 minutes per swap), wide crypto coverage (1,400+ assets and over 1M pairs), and ease of use without mandatory registration. It also offers strong B2B solutions, including APIs, white-label wallets, and multichain bridges. This makes it suitable both for individual users and enterprise partners. The downsides are that fees are spread-based and less transparent, and flagged transactions may face delays due to AML checks.

• FixedFloat appeals to users who prefer a straightforward swap experience with clear fee choices (fixed 1% or floating 0.5%). It covers around 100 major coins, supports thousands of pairs, and keeps the process simple with a clean web interface. While reviews generally highlight smooth execution, the platform has no fiat support, no mobile app, and limited public visibility compared to ChangeNOW. On community forums and discussions, including fixedfloat reddit, users often highlight the platform’s transparent fee model and quick swaps, though some mention occasional delays in customer support.

Bottom line:
👉 Choose ChangeNOW if you need speed, wide token availability, fiat access, or enterprise-grade tools.
👉 Choose FixedFloat if you want a simple crypto-to-crypto exchange with predictable fees and a lightweight interface.

For a closer look at how ChangeNOW measures up against a well-known competitor, don’t miss our ChangeNOW vs Changelly comparison.

How We Compared ChangeNOW vs. FixedFloat (Methodology)

This comparison was based on:

1. ChangeNOW Official Site
2. FixedFloat Official Site (as of August 29, 2025)
3. FixedFloat FAQ (as of August 29, 2025)
4. ChangeNOW Blog – AML & Fund Recovery Cases
5. Trustpilot Reviews