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Buy Stellar with Indian Rupee (INR) Instantly

Buy Stellar (XLM) instantly with the best exchange rate on ChangeNOW. Pay with a debit or a credit card. No hidden fees guaranteed.


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  • 1 XLM ~ ... INRExpected rate
  • No hidden fees
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Stellar (XLM) Price Chart

Market stats

Market Rank
Market Cap
$ 3 360 781 472.36
24H Volume
$ 57 213 710.44
24H High
$ 0.12
Circulating Supply
50 001 787 101.25 XLM
USD iconicon-usd
xlm iconicon-xlm

Stellar Price Performance

Stellar currently trades at roughly $0.12 and has +0.29% over the past seven days. There are currently about 50,001,787,101.25 Stellar tokens in circulation. As a decentralized currency, you can trade Stellar freely without relying on traditional finance systems.

How to Buy XLM with a Credit or Debit Card

With ChangeNOW, INR to XLM conversions are simple and transparent. Let’s say you want to convert Indian Rupee to Stellar.

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Select Payment Option

Select the “Add Funds” option on your Dashboard and tap on “Credit/Debit Card”.

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Enter Your Details

Select Stellar and enter your credit or debit card details.

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Complete the Purchase

Preview your transaction details and confirm the purchase.

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What is XLM crypto?

Stellar is a decentralized payment system created to conduct fast cross-border transactions between any possible currencies. And if this purpose sounds similar to Ripple – that's true. Jed McCaleb – co-founder of the Ripple (XRP) – partnered with Korean investor Joyce Kim and created Stellar soon after he left Ripple.

While "Stellar" is the system's name, it's more accurate to say that it's not the name of its native crypto. The native token of this network is called Lumen, or Stellar's Lumen, and its common utility is to conduct transactions and pay transaction fees. The thing is that to make a transaction through the network, you need to have at least 1 XLM on your wallet address. Otherwise, the system won't allow you to initiate a money transfer. The transaction fee is relatively small – only 0,00001 XLM. Jed created the project as a direct competitor of Ripple (XRP). In this project, he realized all ideas that the Board of Management blocked in Ripple. The project's tactic of developing a mutual global financial network is egalitarian. Rather than concentrating on either side of the centralization/decentralization discussion, XLM embraces a bipartisan stance, which simultaneously offers solutions to the centralized financial system and enhances access to cost-effective services to both the unbanked and underbanked.

In May 2022, the project announced that its foundation developed a technology that helps assess consumption of electricity and emission of Stellar's protocols. The assessment included electricity use, greenhouse gas emissions, and e-waste. Overall, it was discovered that Stellar's electricity consumption and carbon emissions are low.

Why Buy Stellar on ChangeNOW


Flexible KYC system

Our platform requires minimal personal information, allowing you to engage in cryptocurrency exchanges with ease, efficiency, and an emphasis on privacy. Some of the transactions don’t require any KYC at all.


A Broad Range of Fiat Currencies

Our platform supports over 60 fiat currencies, including popular ones like the United States Dollar, Canadian Dollar, Australian Dollar, Euros, etc.


Fast Purchase

Benefit from rapid transaction processing on our advanced platform, enabling swift settlements and the acquisition of XLM tokens in as little as 4 minutes. Prioritizing efficiency, user satisfaction, and unparalleled speed in digital asset exchanges.


Multiple Gateways

Experience seamless purchasing Stellar, choosing a variety of secure payment gateways, accepting popular debit and credit cards, and the added convenience of SWIFT/SEPA bank transfers.


Low Transaction Fees

Experience the advantage of our user-friendly buy XLM platform, offering affordable transaction fees, diverse trading options, and a secure environment, all designed to optimize your digital asset investments.


Easy to Use

Discover seamless trading with ChangeNOW's intuitive interface, expertly designed for effortless navigation and user-friendly experience, empowering both new and seasoned investors to manage their crypto with ease. Buy Stellar in just a few clicks.

Price Calculator

Use our calculator before swapping your assets to see how many coins you’ll receive.


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Why buy Stellar (XLM) on ChangeNOW?

ChangeNOW cares about your privacy and security. We are a non-custodial service, and we never control, store, or hold your funds in any way.

An average transaction takes less than five minutes, and we aim to reduce the times further in the future.

ChangeNOW is a versatile service that adapts to the crypto market. We add new and popular cryptocurrencies regularly and follow new trends.

Our service operates with some of the highest maximum amounts and the lowest minimums on the market.

Buy Stellar (XLM) worldwide

ChangeNOW is a versatile service. We offer multiple ways to exchange crypto. We provide a platform where users can manage all popular cryptocurrencies, exchange them, and easily diversify their cryptocurrency portfolio.

Buying Stellar (XLM) with Indian Rupee | Q&A

  • The average transaction on ChangeNOW takes 5 minutes to settle. At most, expect to receive the tokens in your wallet within 10 minutes of payment.

  • Yes, it is safe because this exchange has advanced security features such as Secure Sockets Layer (SSL) encryption. We also don’t keep custody over users’ assets, so you retain full control.

  • You can buy it with over sixty fiat currencies, including the U.S. Dollar, Euros, British Pounds, Hong Kong dollars, etc.

  • You can store it in offline cold storage or a digital wallet accessible online. The NOW wallet is a good example of a digital wallet to keep your tokens securely.

  • You can purchase at least $2 worth of XLM on this exchange. We may not be able to complete the transaction below that.

  • ChangeNOW supports over 20 payment methods, including the most popular ones as well as local ones for specific currencies.

    Once you set your desired exchange pair and amount, you will see all available payment method options for your particular exchange.

  • ChangeNOW operates in all countries where cryptocurrency is not legally prohibited. For more detailed information, feel free to check Paragraph 10 of our Terms of Use.

    Keep in mind that fiat-to-crypto exchanges are performed through third-party providers which may have additional terms.

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Buy Stellar (XLM) Instantly with ChangeNOW

ChangeNOW allows you to buy XLM instantly using your credit/debit card or another token.


Convert Indian Rupee to any cryptocurrency

ChangeNOW is a versatile service. ChangeNOW offers multiple ways to exchange fiat at a competitive rate. Providing a platform where users can manage all popular cryptocurrencies, exchange them, and easily diversify their cryptocurrency portfolio.